diff --git a/web/engine.js b/web/engine.js
index cb86e11..ff08489 100644
--- a/web/engine.js
+++ b/web/engine.js
@@ -130,6 +130,19 @@
         if (s.account_last4) ACCT_LAST4.add(s.account_last4);
       }
     }
+    // Reclassify transactions that the raw parser tagged as 'expense' but are
+    // really internal movements — debt repayments to cards (the purchases already
+    // happened on those cards; only interest/fees are new costs) and known
+    // card-payment intermediaries (MACH→Servipag for Rappi card, etc.)
+    const DEBT_RE  = /TRASPASO\s+(A\s+DEUDA|POR\s+CIERRE\s+DE\s+CUENTA|DE\s+DEUDA\b|DEUDA\s*(NACIONAL|INTERNACIONAL)?$)/i;
+    const CPAY_RE  = /PAGO\s+EN\s+SERVIPAG\.COM|COMPRA\s+MACH\s+COMERCIOS.*SERVIPAG/i;
+    TX = TX.map(t => {
+      if (t.flow_type !== 'expense') return t;
+      if (DEBT_RE.test(t.description) || CPAY_RE.test(t.description)) {
+        return { ...t, flow_type: 'card_payment', internal: true };
+      }
+      return t;
+    });
     MONTHS = [...new Set(TX.map(t => t.ym))].sort();
     BANKS = [...new Set(TX.map(t => t.bank))].sort();
     return { months: MONTHS, banks: BANKS, totals: RAW.real_totals };